How it works

We convert up to 15% of your home’s value to cash, so you can live the life you really want. Unlike a loan, there is no added debt, monthly payments, or interest. In return, we share in a portion of your home’s change in value when you decide to sell.

Historically, accessing your equity meant getting a pesky loan with monthly payments and interest

with Unison

Now you can trade your equity for cash today and settle up when you sell, or up to 30 years later.

We win when you win

A Unison equity sharing agreement gives you cash in exchange for home price appreciation. It’s as simple as one, two, three.

Unlock home equity

Trade a portion of your home equity for cash, then use your funds how you want – from paying debt to funding retirement.

For 30 Years

Live your life

Create years of memories in your home, without monthly payments. Unison is your partner, here when you need us.

When You Sell

Share the appreciation

When it’s time to sell, we’ll share in the change in your home’s value. We win when you win.

How much equity can you access from your home?

Estimated Home Value
Your home's appraised value will be reduced by 5.0% to establish your home's Original Agreed Value. The Original Agreed Value is used to determine your home's change in value over time.
Equity you can access
This is an estimate of the amount of equity you can unlock — up to $500K or 15% of your home’s value. Unison's share adjusts in proportion to this amount. It does not factor in the 3.9% Transaction Fee or other closing costs which reduce your net investment.

Here’s the process


Get an estimate

See how much equity you can potentially access. It takes seconds and doesn’t affect your credit.


Apply in minutes

Fill out a quick and easy application to see if Unison is the right partner for you. Contact us at 1-855-930-5770 if you need any assistance.


Appraise your home

We’ll work with you to set up an appraisal to determine your home’s value.


Unlock your equity

Determine how much cash you want to access and receive your funds as quickly as possible.

Find out how much equity you could access

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    Zero Impact on Credit