Unison will even cover your appraisal fee.
Equity Sharing
Home Loan

Half the monthly payments compared to other lenders1

Access up to $400,000 against your home equity

No prepayment penalties

Flexible use of funds

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    Got an offer in the mail?

    Unison's Equity Sharing Home Loan is the solution for homeowners looking to make their home equity work for them.

    With competitive and flexible plans, you can confidently move forward with your projects, consolidate debt, refinance expensive second liens, or plan for retirement.

    How to Discover Your Low Payment
    1. 1Get a Payment Estimate
    2. 2Submit Your Application
    3. 3Get Approved
    4. 4Appraise Your Home
    5. 5Receive Your Funds
    Get started with Unison Equity Sharing Home Loan
    Lower Monthly Payments
    Refinance your payments, cut them in half, and enjoy your savings.
    No Prepayment Penalties
    Pay off your loan whenever it suits you, without added fees.
    Shared Appreciation Model
    Your success is our success—keeping your payments low while sharing future home appreciation.
    Flexible Use of Funds
    Renovate, consolidate debt, or plan your retirement with peace of mind.
    Start your journey today
    1. Comparative estimated monthly payments are based on an internal analysis and review through December, 2024 of interest rates from 3 other leading second-lien home equity loan providers, which are averaged and applied to a 10-year amortized mortgage loan term.