it’s a chance to access the equity you already own. The home is where families grow, where memories are made, and for most Americans, where the majority of your wealth is stored. For far too long, accessing that wealth meant stacking bills, accruing debt, or even relocating, any of which puts unnecessary stress on your shoulders. With Unison, your home equity can become yours to spend the way you want.
it’s an opportunity to access a significant, yet elusive asset. Real estate is an anchor to the economy and truly essential to everyday life, yet efficient access to the equity in owner-occupied real estate has not been available at scale – until now. With Unison, institutional investors can curate a geographically-diverse portfolio that leverages the largest asset class in the United States, valued at $23 trillion, while remaining stable through down markets as homeowners stay put in times of uncertainty.
it’s a means of helping all of us thrive, through good times and bad. A society in which housing is financially inaccessible to so many is a society that’s unsustainable – one that grows less healthy, less secure, and less productive with every passing year. By creating an equity option, we aim to reduce general risk, create more diverse options, and lower consumer debt. The result? A landscape in which individuals, families, and retirees can ensure their quality of life and fund their futures, without taking on more debt.
With the lack of an equity option for homeowners, individuals were forced to take on more debt to access their equity, while investors couldn’t buy into residential real estate at any meaningful scale. Enter Unison: the first ever home equity sharing agreement option. With over 15 years of connecting homeowners and investors, Unison is democratizing the residential market, empowering individuals to access the cash they need, and optimizing homeownership on a societal scale.